{"id":17644,"date":"2022-02-22T07:11:17","date_gmt":"2022-02-22T15:11:17","guid":{"rendered":"https:\/\/getakko.com\/?p=17644"},"modified":"2023-11-14T15:01:30","modified_gmt":"2023-11-14T23:01:30","slug":"tv-insurance","status":"publish","type":"post","link":"https:\/\/blog.getakko.com\/tv-insurance\/","title":{"rendered":"TV Insurance: What It Covers &#038; What It Costs"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Your television is one of your most valuable investments, providing you and your family access to entertainment, gaming, and the latest news. TV insurance protects this investment from mechanical or electrical breakdown, allowing you to keep streaming your favorite programs worry-free.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Many people assume that they\u2019ll be covered by a manufacturer\u2019s warranty or homeowner\u2019s insurance policy, but television insurance goes beyond these policies, which is why it\u2019s important to consider the advantages offered by a comprehensive TV insurance plan.<\/span><\/p>\n<h2><b>What Is TV Insurance?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">When you purchase a new television from an electronics retailer, you\u2019ll usually be offered some type of extended warranty. Retailers love offering these coverage plans, but for the consumer, they can be expensive, confusing, and limited in terms of the kinds of damage they\u2019ll cover.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">TV insurance eliminates the need to spend money on a complicated series of extended warranties and insurance add-ons. Instead, you\u2019ll have a simple, all-inclusive policy that protects your television from theft, damage, or catastrophic failure.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, you should beware. Not every TV protection plan is created equal. That\u2019s why it\u2019s important to understand the details of these policies and choose the provider that can offer you the greatest peace of mind for your valuable investments.<\/span><\/p>\n<h2><b>What Does TV Insurance Cover?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Every insurance provider is different, which is why AKKO is trying to simplify this process by offering a broad range of insurance coverage.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">What does AKKO\u2019s plan cover? Our TV insurance will protect you from:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Theft (from your home)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Theft (from forced-entry car break-ins)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cracked\/damaged screens<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Broken buttons<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Blown speakers<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Damage to wires or power supply<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Accidental damage<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Spills\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Typically, a manufacturer\u2019s warranty plan won\u2019t cover this kind of wear and tear and will only offer repair or replacement within a narrow time frame or for certain kinds of damage. Our protection plan offers coverage for a wider range of circumstances, giving you confidence that your electronic investments are well cared for.<\/span><\/p>\n<h3><b>Does It Cover Accidental Damage?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Yes! AKKO\u2019s TV protection plan provides accidental damage coverage, covering damage caused by drops and spills. This coverage is a big deal since most manufacturer warranties don\u2019t cover accidental damage, nor do the extended warranties offered by today\u2019s top retailers.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, comparing <\/span><a href=\"https:\/\/getakko.com\/comparisons\/geeksquad-vs-akko\/\"><span style=\"font-weight: 400;\">AKKO vs. Geek Squad<\/span><\/a><span style=\"font-weight: 400;\"> shows that AKKO&#8217;s protection plan covers more and costs less.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Accidental damage happens more often than you might think. Consider the following ways your TV might get damaged:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You drop it while moving<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your wall mount breaks<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The family pet knocks the TV over<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A frustrated gamer throws their remote at the screen<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You\u2019re watering a nearby plant, and water leaks into your entertainment center<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">These kinds of incidents go a bit further than the usual wear and tear. If you have children, roommates, or just a lot of houseguests, the possibility of accidental damage increases dramatically. When the worst happens, you\u2019ll be thankful you invested money in a TV insurance policy.<\/span><\/p>\n<h2><b>How Does It Work?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The AKKO plan provides you with one of our signature <\/span><a href=\"https:\/\/getakko.com\/phone-protection-plans\/\"><span style=\"font-weight: 400;\">phone protection plans<\/span><\/a><span style=\"font-weight: 400;\">, as well as coverage for up to 25 additional items. These items can include anything from stereos to laptop computers, and yes, we also provide insurance coverage for television sets of all makes and models.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your insurance coverage lasts for 36 months, starting from the date you originally purchased the device. Basically, you\u2019re getting a three-year protection plan for your television and other electronic devices.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Proof of ownership will be required for all insurance claims, and proof of purchase will be required for all theft claims. This requirement will ensure that you receive the coverage you need for your television, and it will also streamline the claims process.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Filing a claim is simple. If your TV is damaged or stolen, simply log onto your AKKO account to file a claim.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">After we receive your claim, one of our team members will reach out to you. In some cases, we\u2019ll ask for additional information or direct you to a nearby repair provider. Some repair providers even offer home service to assist with a damaged item.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If your TV needs repair, AKKO can pay you directly on the same day that your claim is approved, using a service such as PayPal, Zelle, or a wire transfer. AKKO can also pay the repair provider or shop directly, as we have solid relationships with many repair providers across the nation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Should your TV be beyond repair, we\u2019ll cover the cost of replacement. AKKO will send you the replacement value equal to the cost of a refurbished television of the same make and model. In some cases, we may be able to send you a replacement item.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Customarily, there is a 30-day waiting period for lost, stolen, or damaged phones. However, we can waive this period when customers provide us photographic documentation of their electronics, including the damage itself and the serial number of their television or electronic device.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Sounds great, right? Understandably, you have some additional questions. Here are answers to some of the most common questions we receive about TV insurance:<\/span><\/p>\n<h2><b>Can You Buy TV Insurance After Purchase?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Yes! AKKO allows users to purchase a protection plan on all televisions and electronics purchased \u201cnew\u201d within 120 days before their plan. That means if you purchase a new television, you\u2019ll have roughly four months to purchase TV insurance.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Of course, we ask that all items be undamaged at the time that you purchase an insurance policy. Sorry, but you can\u2019t purchase TV insurance after an accident has already happened, which is why it\u2019s better to purchase a policy as soon as possible.<\/span><\/p>\n<h2><b>How Much Does TV Insurance Cost?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">AKKO offers an \u201cEverything Protected\u201d plan that only costs $15.00 per month. If you pay annually, the monthly cost is reduced to $14.00. Students receive a discount, paying only $12.00 per month or only $10.00 per month if paying annually.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We also offer <\/span><a href=\"https:\/\/family.getakko.com\/?_ga=2.31952377.692684688.1621960949-1341727396.1619188330\"><span style=\"font-weight: 400;\">family plans<\/span><\/a><span style=\"font-weight: 400;\"> for every member of your household, so even your college students can take advantage of the protection we offer.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For that price, you\u2019ll receive protection for your phone as well as 25 other electronic devices, including your television. That makes AKKO\u2019s protection plan a much better value than that offered by our competitors, who often charge you for each device you add to your policy.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Our lower cost can also be seen in our deductibles. For damage or theft, your deductible is only $99, and students only pay $49. Compare <\/span><a href=\"https:\/\/getakko.com\/comparisons\/squaretrade-vs-akko\/\"><span style=\"font-weight: 400;\">AKKO vs. SquareTrade<\/span><\/a><span style=\"font-weight: 400;\">, and you\u2019ll see that SquareTrade deductibles can be as high as $299!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This cost is comprehensive, and you can receive a payout as high as $2,000 per incident, which means you\u2019ll never have to worry about coverage for your valuable electronics.<\/span><\/p>\n<h2><b>Is It Worth Getting Insurance on a TV?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">When it comes to insurance, it\u2019s always better to have it and not need it than need it and not have it. The average 40-inch LCD TV can be as much as $500, and some larger screens and smart TVs can climb into the thousands.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That\u2019s a high replacement cost, especially considering most manufacturers won\u2019t cover damage caused by accidents or drops. With TV insurance, you\u2019ll rest easy knowing that your investment is protected from all forms of damage.<\/span><\/p>\n<h2><b>Is It Worth It to Repair a TV?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Admittedly, it\u2019s not always worth it to repair a TV. There was a day when you could flip through the yellow pages and find a local TV repairman, but those days are long gone. The specialized components of modern televisions are highly sensitive and costly.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With that being said, some specialized electronics repair providers are still available, and a TV insurance policy can pay for the cost of repair. If the service professional determines that it would be better to replace the television, AKKO will reimburse you for replacement in the amount equal to a refurbished model.<\/span><\/p>\n<h2><b>Does Homeowners Insurance Include TV Insurance?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Many homeowners dismiss the idea of TV insurance, believing that their existing insurance will protect them in the event of loss or damage. After all, won\u2019t owner\u2019s or renter\u2019s insurance cover you for the valuables in your home?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The answer is yes and no. On the one hand, this insurance will cover a TV that is damaged due to fire, a lightning strike, a break-in, or a burst pipe. But your policy typically won\u2019t cover accidental drops, floods, or normal wear and tear.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For specific terms and conditions, you can contact your insurance provider, but typically you won\u2019t receive the full range of coverage offered by AKKO. This lack of coverage is why it\u2019s wise to invest in specialized electronics insurance so that your devices receive the coverage you need without a lot of fine print.<\/span><\/p>\n<h2><b>The Coverage You Need \u2014 The Peace of Mind You Want<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Sign up today, and you\u2019ll see why AKKO has been consistently rated as one of the most reliable insurance providers on the market today. Our \u201ceverything covered\u201d plan offers protection for a range of devices, so you\u2019ll be thankful for the level of protection you receive from your policy.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your television is one of your most valuable investments, providing you and your family access to entertainment, gaming, and the latest news. TV insurance protects this investment from mechanical or electrical breakdown, allowing you to keep streaming your favorite programs worry-free.\u00a0 Many people assume that they\u2019ll be covered by a manufacturer\u2019s warranty or homeowner\u2019s insurance [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17645,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[343,359],"tags":[],"post-type":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>TV Insurance: What It Covers &amp; What It Costs - Blogs | AKKO<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.getakko.com\/tv-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"TV Insurance: What It Covers &amp; What It Costs - Blogs | AKKO\" \/>\n<meta property=\"og:description\" content=\"Your television is one of your most valuable investments, providing you and your family access to entertainment, gaming, and the latest news. 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