{"id":22358,"date":"2022-09-01T08:14:32","date_gmt":"2022-09-01T15:14:32","guid":{"rendered":"https:\/\/getakko.com\/?p=22358"},"modified":"2023-11-14T15:00:22","modified_gmt":"2023-11-14T23:00:22","slug":"insurance-for-cameras","status":"publish","type":"post","link":"https:\/\/blog.getakko.com\/insurance-for-cameras\/","title":{"rendered":"Insurance for Cameras: Learn About AKKO&#8217;s Protection Plan"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Whether you are a professional photographer or just like taking photos with a high-quality camera, you know how expensive such equipment is. Generally, cameras cost thousands of dollars, not including the cost of memory cards, full frames, lenses, tripods, and other accessories you may want to enhance your experience. Thus, it is crucial to consider getting camera equipment insurance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Often, we consider taking out different types of insurance on any valuable or expensive items we own. This ranges from cars to homes to jewelry to electronics and even mobile devices, like<\/span><a href=\"https:\/\/getakko.com\/tablet-insurance\/\"><span style=\"font-weight: 400;\"> tablets<\/span><\/a><span style=\"font-weight: 400;\">,<\/span><a href=\"https:\/\/getakko.com\/laptop-insurance\/\"><span style=\"font-weight: 400;\"> laptops<\/span><\/a><span style=\"font-weight: 400;\">, and<\/span><a href=\"https:\/\/getakko.com\/is-smartphone-financing-savvy-or-risky\/\"><span style=\"font-weight: 400;\"> smartphones<\/span><\/a><span style=\"font-weight: 400;\">. Such insurance aids in paying for repairs or replacing these items if they experience any issues or get stolen.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When it comes to professional photographers and videographers, camera equipment serves as the primary source of income. But what if the equipment is stolen, damaged accidentally, and lost? This is where camera insurance comes into play. You will be happy to know that not only is camera insurance affordable, but it is also easily accessible to everyone.<\/span><\/p>\n<h2><b>Is It Worth Getting Insurance for a Camera?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">As a professional or amateur photographer, you may wonder if getting insurance for your camera equipment is worth it. Before making a decision, there are several factors to consider. Some of them include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Do you live in an area with a high-crime rate or frequently photograph in such areas?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Is your camera equipment expensive? Can you easily replace this equipment effortlessly?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Are you a professional photographer or videographer?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Is your home at risk of experiencing fire or floods, or do you frequently shoot in such areas?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Do you travel a lot?<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Is your camera prone to getting storm damage?<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you are a professional photographer or videographer, you must get photographer&#8217;s insurance from a reliable and trustworthy provider. Such insurance will protect your business from intentional or accidental damage, theft, or loss. It is similar to when business owners take out general liability insurance to protect their business property.<\/span><\/p>\n<h2><b>Can I Insure My Photography Equipment?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Yes, you can insure your photography equipment whether you take photos professionally or as a hobby. Although your homeowner&#8217;s insurance policy may cover your photography equipment, if you own a home, you can take out individual<\/span><a href=\"https:\/\/getakko.com\/camera-insurance\/\"><span style=\"font-weight: 400;\"> camera insurance<\/span><\/a><span style=\"font-weight: 400;\"> for your equipment. Depending on your preferred insurance provider, such coverage may include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Theft of photography equipment<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vandalism<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mechanical or electrical failure of the equipment<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Accidental damage, may consist of broken lenses, dropping of the camera, or submerging the equipment in water<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">It is worth noting that even while the world&#8217;s best photographers insurance policy will save you money, time, and a lot of frustration in the long haul, it is still crucial to follow certain safety procedures to prevent loss, theft and unintentional damage to your expensive camera gear.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, you may install a home security system, ensure you lock your car and house windows every time you leave your equipment there, and limit the number of people who have access to your photography studio or space. You can also opt to memorize or note down the serial number of your equipment, which can be very helpful when you file a claim for loss or theft. Knowing the serial number aids in speeding up the process of replacing or paying out for your gadget.\u00a0<\/span><\/p>\n<h2><b>How much does it cost to insure photography equipment?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Although most equipment coverage options are expensive, camera protection does not have to be pricey. Instead of taking out camera protection alone, you can combine it with other equipment protection to get your money&#8217;s worth. For instance, if you combine your camera equipment with your home, smartphone, or personal property protection, you do not have to spend extra when paying for camera equipment protection.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It is vital to note that camera equipment protection depends on the type of coverage you get, items covered, their price, and how many items you insure. Another critical factor to note is that if you want to insure the accessories of your camera equipment, you have to take out extra coverage for them.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For instance, AKKO\u2019s Protection Plan provides customizable protection to its users. Its most successful product is its phone protection plan which covers one phone and up to 25 other devices, including camera equipment, tablet, smartwatch, desktop computer, and other electronic gadgets, for as little as $15 per month. Unlike insurance providers like<\/span><a href=\"https:\/\/getakko.com\/airpods-insurance\/\"><span style=\"font-weight: 400;\"> Applecare<\/span><\/a><span style=\"font-weight: 400;\">,<\/span><a href=\"https:\/\/getakko.com\/comparisons\/akko-vs-verizon\/\"><span style=\"font-weight: 400;\"> Verizon<\/span><\/a><span style=\"font-weight: 400;\">,<\/span><a href=\"https:\/\/getakko.com\/comparisons\/squaretrade-vs-akko\/\"><span style=\"font-weight: 400;\"> SquareTrade<\/span><\/a><span style=\"font-weight: 400;\">,<\/span><a href=\"https:\/\/getakko.com\/comparisons\/geeksquad-vs-akko\/\"><span style=\"font-weight: 400;\"> Geek Squad<\/span><\/a><span style=\"font-weight: 400;\">, and<\/span><a href=\"https:\/\/getakko.com\/comparisons\/akko-vs-tmobile\/\"><span style=\"font-weight: 400;\"> T-mobile<\/span><\/a><span style=\"font-weight: 400;\">, AKKO offers its users an unlimited number of claims. It also has low deductibles and offers more coverage options than its competitors.\u00a0<\/span><\/p>\n<h2><b>Does Homeowners Insurance Cover Camera Equipment?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Yes, some homeowners insurance policies cover camera equipment. But, this policy is more suitable for amateur photographers or those that do it as a hobby. They also cover the most common damages that can potentially occur to your equipment. However, it all depends on the type of insurance you have. For instance, some policies may cover theft or losses but not the regular &#8216;wear-and-tear.&#8217; As a result, this is not a suitable insurance policy for a professional photographer or videographer.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, you can opt for Extra Coverage under your home insurance policy to get more coverage for your photography equipment. However, your policy must include the appropriate coverage options for adequate protection.<\/span><\/p>\n<h2><b>Key Takeaways<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">In today&#8217;s digital age, many people view electronics as some of their most prized possessions. Thus, it only makes sense to insure such products since their loss, theft, vandalism, or damage can significantly disrupt your daily habits and even livelihood.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">AKKO can assist in offering you the peace of mind needed, thanks to its comprehensive and cost-efficient device protection plan. Whether photography is a hobby or a career, you cannot let such pricey equipment go uninsured.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Our<\/span><a href=\"https:\/\/getakko.com\/phone-protection-plans\/\"><span style=\"font-weight: 400;\"> phone protection plan<\/span><\/a><span style=\"font-weight: 400;\"> and<\/span><a href=\"https:\/\/family.getakko.com\/?_gl=1*110o81z*_ga*MTk2Mzk3OTA3MC4xNjYwMzk5NDcz*_ga_64RLF2FXJJ*MTY2MDQwOTU3Ny4zLjEuMTY2MDQxMDcxMy4w&amp;_ga=2.32758519.897326456.1660399473-1963979070.1660399473\"><span style=\"font-weight: 400;\"> family plans<\/span><\/a><span style=\"font-weight: 400;\"> provide our customers with complete security for up to 25 devices, including photography equipment, laptops, tablets, TVs, ps5, audio equipment, and many more. For more information on our coverage options,<\/span><a href=\"https:\/\/getakko.com\/contact\/\"><span style=\"font-weight: 400;\"> contact us<\/span><\/a><span style=\"font-weight: 400;\"> immediately.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Whether you are a professional photographer or just like taking photos with a high-quality camera, you know how expensive such equipment is. Generally, cameras cost thousands of dollars, not including the cost of memory cards, full frames, lenses, tripods, and other accessories you may want to enhance your experience. Thus, it is crucial to consider [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":22359,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[343,359],"tags":[],"post-type":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance for Cameras: Learn About AKKO&#039;s Protection Plan - Blogs | AKKO<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.getakko.com\/insurance-for-cameras\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance for Cameras: Learn About AKKO&#039;s Protection Plan - Blogs | AKKO\" \/>\n<meta property=\"og:description\" content=\"Whether you are a professional photographer or just like taking photos with a high-quality camera, you know how expensive such equipment is. 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