{"id":2243,"date":"2024-01-31T20:32:56","date_gmt":"2024-02-01T04:32:56","guid":{"rendered":"http:\/\/getakko.com\/?p=2243"},"modified":"2024-03-22T20:19:00","modified_gmt":"2024-03-23T03:19:00","slug":"best-choice-for-phone-insurance","status":"publish","type":"post","link":"https:\/\/blog.getakko.com\/best-choice-for-phone-insurance\/","title":{"rendered":"What\u2019s the Best Phone insurance? &#8211; 2024 Comparison"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2243\" class=\"elementor elementor-2243\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2963e73 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2963e73\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;06daac6&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-601a101\" data-id=\"601a101\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-77a7687 elementor-widget elementor-widget-html\" data-id=\"77a7687\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<!-- Event snippet for Phone Insurance Comparison Article - Long conversion page -->\n<script>\n  gtag('event', 'conversion', {'send_to': 'AW-728733447\/DK0VCN3Ejs4BEIeuvtsC'});\n<\/script>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7e0f98e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7e0f98e\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;70bc0e6&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-418b2f2\" data-id=\"418b2f2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div data-wpl_tracker=\"{&quot;gtag&quot;:true,&quot;gtag_category&quot;:&quot;Inbound Link&quot;,&quot;gtag_action&quot;:&quot;Click&quot;,&quot;gtag_label&quot;:&quot;Skip to Best Phone Insurance link&quot;}\" class=\"events-tracker-for-elementor elementor-element elementor-element-0ea72ad elementor-mobile-align-left elementor-widget elementor-widget-button\" data-id=\"0ea72ad\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#top-choice\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Want to skip straight to the Top Choice of 2024 for Best Phone insurance? <u>Click here.<\/u><\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2480cb elementor-hidden-desktop elementor-widget elementor-widget-table-of-contents\" data-id=\"d2480cb\" data-element_type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;marker_view&quot;:&quot;bullets&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;icon&quot;:{&quot;value&quot;:&quot;fas fa-circle&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tTable of Contents\t\t\t<\/h4>\n\t\t\t\t\t<\/div>\n\t\t<div id=\"elementor-toc__d2480cb\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-75ad6f7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"75ad6f7\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;9348d3c&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:null,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-44a3886\" data-id=\"44a3886\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0dcbea0 elementor-widget elementor-widget-text-editor\" data-id=\"0dcbea0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Where to start\u2026 You\u2019ve probably come across a wide range of phone insurance options. So hopefully this article will help you pick the best one for you.<\/p><p>But before we get into our comparisons, is phone insurance even worth it?<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66d11ea elementor-mobile-align-left elementor-widget elementor-widget-button\" data-id=\"66d11ea\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#compare\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">If you already know you want to purchase phone insurance, skip to the next section<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f875a95 elementor-mobile-align-left elementor-widget elementor-widget-button\" data-id=\"f875a95\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#other-options\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Is your phone more than 30 days old? If so, click here to see your options.<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-wpl_tracker=\"{&quot;gtag&quot;:true,&quot;gtag_category&quot;:&quot;Inbound Link&quot;,&quot;gtag_action&quot;:&quot;Click&quot;,&quot;gtag_label&quot;:&quot;Skip to Best Phone Insurance link2&quot;}\" class=\"events-tracker-for-elementor elementor-element elementor-element-6541541 elementor-mobile-align-left elementor-widget elementor-widget-button\" data-id=\"6541541\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#top-choice\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Want to skip straight to the Top Choice of 2024 for Best Phone insurance? <u>Click here.<\/u><\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8cca808 elementor-widget elementor-widget-heading\" data-id=\"8cca808\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Should I buy phone insurance?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7822d8f elementor-widget elementor-widget-text-editor\" data-id=\"7822d8f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.dukgear.com\/post\/5-shocking-cell-phone-statistics-that-are-sure-to-blow-your-mind\" target=\"_blank\" rel=\"noopener\">A range of reports have found that nearly half of people damage their phones.<\/a> Most people break their phone within the first year of owning it. The majority of damages result from accidental drops, leading to cracked screens, electronic or camera malfunctions, or water and liquid damage (lot\u2019s of phones fall into tubs, showers, pools, hot tubs, and take toilet dives!) Also, just because your phone is advertised as &#8220;waterproof,&#8221; it may not be if it has sustained any prior damage resulting in even the smallest of cracks that can let liquid seep in.<\/p><p>Repairing phones today typically will cost hundreds of dollars. Screen replacements alone for something like a common crack range from $300 at the lower end and go up to $500 for new high-end phones like the <a href=\"https:\/\/support.apple.com\/iphone\/repair\/service\/screen-replacement\" target=\"_blank\" rel=\"noopener\">iPhone 15 Pro<\/a>\u00a0and\u00a0<a href=\"https:\/\/www.techtimes.com\/articles\/241313\/20190412\/getting-a-samsung-galaxy-s10-screen-replacement-is-not-going-to-be-cheap.htm\" target=\"_blank\" rel=\"noopener\">Samsung Note and Galaxy devices<\/a>.<\/p><p>But for any damages beyond screen cracks, typically the entire device will require replacement! And a full replacement will cost nearly the entire price you paid for your phone when it was brand new, unless you want to downgrade to a cheaper model.<\/p><p>If you have one of the newest high-end flagship phones from Apple or Samsung, you may be needing to shell out up to $1,000 (for models like the\u00a0<a href=\"https:\/\/www.apple.com\/iphone-15-pro\/\" target=\"_blank\" rel=\"noopener\">iPhone 15 Pro<\/a>, or <a href=\"https:\/\/www.samsung.com\/us\/smartphones\/galaxy-z-fold5\/\" target=\"_blank\" rel=\"noopener\">Galaxy-Z-Fold5<\/a>). A refurbished version or an older version from the same manufacturer would still run you $700 or more.<\/p><p><b><i>So as often as people drop and damage their phones\u2026 is a risk of a $700 &#8211; $1,000 one you\u2019re willing to take?<\/i><\/b><\/p><p>If you\u2019re typically careful with your phones, you may decide you don\u2019t need any phone insurance and would be better off taking the risk of damage occurring and paying out-of-pocket for any of these expensive repairs or replacements you\u2019ll need.<\/p><p>But chances are if you\u2019re reading this, you\u2019ve already decided you may not want to run the risk of having to spend so much in case you break your phone or it gets stolen\u2026<\/p><p>Here we\u2019ll break down the costs and differences between what\u2019s available and also provide some guidance in finding the best option for you based on the extent of the coverage provided, what type of device you have, the costs of the phone insurance and protection plans, and their claim deductibles.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d7fa9f elementor-widget elementor-widget-menu-anchor\" data-id=\"6d7fa9f\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"compare\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9cc016b elementor-widget elementor-widget-heading\" data-id=\"9cc016b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Who offers phone insurance?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54fc10a elementor-widget elementor-widget-heading\" data-id=\"54fc10a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1. Manufacturer Phone Insurance plans<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd4461e elementor-widget elementor-widget-text-editor\" data-id=\"cd4461e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">There are phone insurance plans offered by the major phone manufacturers such as\u00a0<\/span><a href=\"https:\/\/www.apple.com\/support\/products\/iphone\/\" target=\"_blank\" rel=\"noopener\">AppleCare+ for iPhones<\/a><span style=\"font-weight: 400;\">, <a href=\"https:\/\/www.samsung.com\/us\/support\/premium-care\/\" target=\"_blank\" rel=\"noopener\">Samsung\u2019s Total Care for Samsung devices<\/a>, and even <a href=\"https:\/\/store.google.com\/us\/magazine\/preferred_care\" target=\"_blank\" rel=\"noopener\">Preferred Care for Google Pixel phones<\/a>.<\/span><\/p><p><span style=\"font-weight: 400;\">Buying your phone insurance from the manufacturer of your phone can be a good idea because you\u2019ll know all repairs will be done with all the proper parts to keep your device performing as it should even after it\u2019s been damaged.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">However, the phone insurance plans offered by manufacturers usually aren\u2019t the best value compared to other phone insurance options\u2026 They can also be more restrictive.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\"><strong>AppleCare+<\/strong> limits you to only (2) claims per 1 year coverage period with $100 deductibles for damage, $150 deductibles for theft, and $30 for screen repairs, and also requires all repairs be done at an Apple Store. If you break your phone or it is stolen more than twice in a year, you&#8217;ll be out of luck on being covered, and if the closest Apple Store is far away from you, then you probably don&#8217;t want to be restricted to only going there for repairs. (<a href=\"https:\/\/www.apple.com\/retail\/storelist\/\" target=\"_blank\" rel=\"noopener\">See list of all Apple Stores here<\/a>).<\/span><\/p><p><span style=\"font-weight: 400;\"><strong> Samsung&#8217;s Total Care protection<\/strong>, is a better value and allows up to (3) claims in a 1 year period also with up to a $250 deductible for damage, and some lower deductibles for screen repairs. But the network of repair centers that service Samsung phones through this repair plan is quite limited so getting your phone fixed may take awhile longer, and waiting on parts to be in stock can also cause delays. <\/span><\/p><p><span style=\"font-weight: 400;\"><strong>Google&#8217;s Preferred Care<\/strong> limits you to (2) claims per 1 year coverage period, so similar to AppleCare+, you&#8217;ll be out of luck if your phone breaks more than twice in a year.\u00a0 The deductible for damage is also higher, $150, and if you don&#8217;t live near one of their select repair locations, you have to mail your device in and have a replacement shipped to you.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fdcb5de elementor-widget elementor-widget-heading\" data-id=\"fdcb5de\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2. Mobile Network Carrier Phone Insurance Plans<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4047008 elementor-widget elementor-widget-text-editor\" data-id=\"4047008\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">One of the most popular ways people buy phone insurance is through their cell phone carrier. What you may not realize is that of the major 4 cell phone carriers in the U.S., AT&amp;T, Verizon, T-Mobile, and Sprint, all of\u00a0<\/span><a href=\"https:\/\/www.asurion.com\/phone-insurance\/\" target=\"_blank\" rel=\"noopener\">their phone insurance plans are actually provided by the same insurance companies: Asurion<\/a>\u00a0and\u00a0<a href=\"https:\/\/www.assurant.com\/claims-and-support\/mobile-device-insurance\" target=\"_blank\" rel=\"noopener\">Assurant<\/a><span style=\"font-weight: 400;\">.<\/span><\/p><p><span style=\"font-weight: 400;\">The upside to this is that Asurion and Assurant have a lot of experience with handling phone claims and because of the large volume of phone insurance plans they provide, they also offer pretty good pricing! However, depending which cell phone carrier you have\u2026 they may be trying to charge you more money on top of the cost of the Asurion or Assurant plan they offer under their own brand name.<\/span><\/p><p><span style=\"font-weight: 400;\">Most cell phone carriers provide the phone insurance plans ranging from $9 to $18 per month per device. If you have a newer expensive phone like an iPhone 12, 13, or Samsung Galaxy S21, most carriers will charge <\/span><b>$15 &#8211; 18 per month for coverage<\/b><span style=\"font-weight: 400;\">. Some carriers like\u00a0<\/span><a href=\"https:\/\/www.att.com\/offers\/device-protection.html\" target=\"_blank\" rel=\"noopener\">AT&amp;T<\/a><span style=\"font-weight: 400;\">\u00a0and\u00a0<\/span><a href=\"https:\/\/www.verizonwireless.com\/solutions-and-services\/total-mobile-protection\/\" target=\"_blank\" rel=\"noopener\">Verizon<\/a><span style=\"font-weight: 400;\">\u00a0offer package plans where you can cover 3-4 phones together for a bit of a discount.<\/span><\/p><p><span style=\"font-weight: 400;\">But the deductibles charged by these phone insurance options can range from $100 to $300. Deductibles will be cheaper for simple screen crack repairs, and much higher for more extensive damage, liquid submersion, or theft.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Yet the price they all advertise as their deductibles range from \u201cas low as $29 to $49.\u201d However, that low deductible is <\/span><b><i>only<\/i> <\/b><span style=\"font-weight: 400;\">for a screen repair which falls under certain conditions and only for certain devices. For example, the newest iPhone has a screen that is too expensive and the deductible is actually higher. Additionally, these lower advertised deductibles are not available for all phone screen damage claims, typically only those which can be serviced by those in Asurion or Assurant&#8217;s repair networks which may not be available in your area.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2765daf elementor-widget elementor-widget-heading\" data-id=\"2765daf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3. Retailer and Third Party Phone Insurance Plans\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a752810 elementor-widget elementor-widget-text-editor\" data-id=\"a752810\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">In addition to the phone insurance offered by the major U.S. cell phone network carriers, retailers like <a href=\"https:\/\/www.bestbuy.com\/site\/geek-squad-protection\/cell-phone-protection-plans\/pcmcat280100050014.c?id=pcmcat280100050014\" target=\"_blank\" rel=\"noopener\">Best Buy offers phone insurance via Geek Squad<\/a>, and third party insurance providers like <a href=\"https:\/\/www.squaretrade.com\/smartphone-warranty\" target=\"_blank\" rel=\"noopener\">Squaretrade, a part of Allstate, also offer a very popular phone insurance option<\/a>. <\/span><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.walmart.com\/protection\" target=\"_blank\" rel=\"noopener\">Walmart also sells phone insurance<\/a>, and while it used to be provided by Asurion as well, they recently switched to providing Squaretrade coverage (a part of Allstate).<\/span><\/p><p><strong>Best Buy\u2019s Geek Squad Protection<\/strong><span style=\"font-weight: 400;\"><strong>:<\/strong><br \/><\/span><span style=\"font-weight: 400;\">Costs $9-11 per month without theft coverage and $11-13 per month with theft coverage. But the deductibles for any repairs on a phone that\u2019s worth $800 &#8211; $1,000 (which is most new iPhones and Samsung devices) is $200! For a theft claim, it\u2019s $250. There&#8217;s also a limit of (3) claims within 2 years.<\/span><\/p><p><strong>Squaretrade Phone Protection (same as Walmart)<\/strong><span style=\"font-weight: 400;\"><strong>:<\/strong><br \/><\/span><span style=\"font-weight: 400;\">Costs $9 per month and does <em>not<\/em> include theft coverage. Deductibles are $149 for any claim with some screen repairs costing less depending on the availability of select repair options in your area.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a5ae28 elementor-widget elementor-widget-menu-anchor\" data-id=\"3a5ae28\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"other-options\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d0431b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8d0431b\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b4a344 elementor-widget elementor-widget-heading\" data-id=\"7b4a344\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Can I buy phone insurance if my phone is more than 30 days old?<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91402e0 elementor-widget elementor-widget-toggle\" data-id=\"91402e0\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1521\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1521\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Most phone insurance and protection plans are not available for phones that are older than 30 days...(except for AKKO's Plans)  <i><u><a href=\"https:\/\/getakko.com\/\">read more<\/a><\/u><\/i><\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1521\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1521\"><p>This means that if you purchased your phone awhile back, and now you&#8217;ve decided you&#8217;d like to buy phone insurance for it, you&#8217;ll have less options.<\/p><p>Squaretrade allows you to buy coverage on an older phone, but will obviously not cover any damage or problems with the phone that existed prior to when you purchased protection.<\/p><p>The better option though is phone insurance through an AKKO plan&#8230; (learn more below)<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d21d7bd elementor-widget elementor-widget-menu-anchor\" data-id=\"d21d7bd\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"top-choice\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78aa51d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"78aa51d\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c3b57f elementor-widget elementor-widget-heading\" data-id=\"9c3b57f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Top Choice<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a026ff9 elementor-widget elementor-widget-heading\" data-id=\"a026ff9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Best Phone Insurance in 2024: AKKO Plan<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9eef5de elementor-widget elementor-widget-text-editor\" data-id=\"9eef5de\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>We&#8217;ve reviewed all the most popular options for Phone Insurance, but the choice becomes pretty clear when you compare them against an AKKO Plan. <a href=\"https:\/\/getakko.com\/best-phone-insurance-comparison-table\/\"><span style=\"text-decoration: underline;\">You can also view our comparison chart<\/span><span style=\"text-decoration: underline;\"> here<\/span><\/a>. As well as read about why <a href=\"https:\/\/www.gadgetreview.com\/best-smartphone-insurance-plans\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\">GadgetReview ranked AKKO #1 for Phone Insurance<\/span><span style=\"text-decoration: underline;\"> here<\/span><\/a> and <a href=\"https:\/\/www.androidcentral.com\/best-phone-insurance-providers#akko\" target=\"_blank\" rel=\"nofollow noopener\">Android Central ranked AKKO Best Alternative Phone Insurance<\/a>, the only 3rd party protection provider that made their list alongside SquareTrade.\u00a0<\/p><p><a style=\"text-decoration-line: underline;\" href=\"https:\/\/www.benzinga.com\/money\/cell-phone-insurance\/\" target=\"_blank\" rel=\"noopener\">AKKO has also been ranked #1 by Benzinga<\/a>\u00a0ahead of Squaretrade, AppleCare+, and Samsung Premium Care and the\u00a0<a style=\"font-size: 16.5px; background-color: #ffffff;\" href=\"https:\/\/www.investopedia.com\/best-cell-phone-insurance-5181181\" target=\"_blank\" rel=\"noopener\"><u>best cellphone insurance based on policy budget by Investopedia<\/u><\/a>\u00a0ahead of Asurion, Squaretrade, AppleCare+, Samsung Care+, and Progressive!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06271bb elementor-widget elementor-widget-heading\" data-id=\"06271bb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Cost:<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2553475 elementor-widget elementor-widget-text-editor\" data-id=\"2553475\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong><em>~ Way<\/em> better value. ~<br \/><\/strong>While other phone insurance plans cost an average of $12-18 per month for a higher-end phone, an AKKO Plan costs $15 per month and protects not only your phone, but <strong>nearly ALL your personal electronics and personal items<\/strong> (such as laptops, tablets, headphones, and more). So if you&#8217;re comparing based on the cost of insurance, you won&#8217;t get a better value elsewhere, because all the other phone insurance options only cover 1 item: your phone! But an AKKO Plan covers your phone + nearly ALL your electronic devices and other personal belongings.<\/p><p><strong>UPDATE: You can also now purchase <span style=\"text-decoration: underline;\"><a href=\"https:\/\/getakko.com\/phone-protection-plans\/\">AKKO&#8217;s Phone Protection plans<\/a><\/span> starting from only $5 per month! (you can then always upgrade to an AKKO Plan later).<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-967065f elementor-widget elementor-widget-heading\" data-id=\"967065f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Coverage:<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec77245 elementor-widget elementor-widget-text-editor\" data-id=\"ec77245\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>~ More protection, unlimited claims. ~<\/strong><br \/>An AKKO Plan includes not only Accidental Damage protection, but also Theft protection and there is <b><i>no limit on the number of claims you can file each year<\/i><\/b>. This makes an AKKO Plan a far superior choice in protecting your phone because in case you do face multiple incidents of damage or theft, you won&#8217;t be stuck with a phone insurance plan that won&#8217;t protect you! You also get unlimited claims for all your other devices and personal items on your plan (laptop, tablet, headphones, smartwatch, TV, etc.)<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad9dfd2 elementor-widget elementor-widget-heading\" data-id=\"ad9dfd2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Repairs:<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bae89b elementor-widget elementor-widget-text-editor\" data-id=\"6bae89b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>~ Super flexible, repairs close to you. ~<\/strong><br \/>What makes an AKKO Plan an even clearer top choice for phone insurance is the repair process. With an AKKO Plan, you can <b style=\"font-style: italic;\">get your Phone and other Devices fixed just about anywhere you want. <\/b>Most times you get to choose the closest and most convenient repair shop, and if you have an Apple device, you can get it fixed at an Apple Store! (including Apple computers, laptops, iPads, and watches).<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ccdf51 elementor-widget elementor-widget-heading\" data-id=\"5ccdf51\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Deductibles:<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2141c14 elementor-widget elementor-widget-text-editor\" data-id=\"2141c14\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>~ Lower than other plans, $29 for any iPhone screen crack, $29 &#8211; $99 for Androids, and no repair or theft deductibles higher than $99 for any phone or any other device.<\/strong><strong>\u00a0~<\/strong><br \/>With an AKKO Plan, the deductible for any iPhone screen crack is only $29, and $29-$99 for Androids based on the model. For any other claim deductibles are never higher than\u00a0<strong><span style=\"text-decoration: underline;\">$99<\/span><\/strong>, whether Accidental Damage that requires more than just replacing your screen or a really bad drop that results in needing a full device replacement. This deductible is substantially lower than many other phone insurance providers. This same $99 deductible also applies to Theft claims (vs. up to $300 with any other plan that covers theft). For some older\/lower-cost phone models, the deductibles are only $29-$75!\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4df2df elementor-widget elementor-widget-heading\" data-id=\"f4df2df\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">WAY MORE than just Phone Insurance (at no extra cost!):<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68d769b elementor-widget elementor-widget-text-editor\" data-id=\"68d769b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>~ Most customers call an AKKO Plan a &#8220;No Brainer.&#8221; ~<br \/><\/strong>Not only does an AKKO Plan prove to be a superior phone insurance option, but for the same cost as phone insurance from say&#8230; T-Mobile or Sprint, or paying a couple dollars more than what you&#8217;d pay for AppleCare+, an AKKO Plan will provide you with the same Accidental Damage protection for your phone PLUS include Theft protection, AND extend the same Damage &amp; Theft protection to <strong>nearly ALL your personal electronics and belongings!<\/strong><\/p><p><span style=\"font-size: 16.5px;\">You can choose to protect&#8230;<\/span><\/p><p><strong style=\"font-size: 16.5px;\">Electronics:<\/strong><span style=\"font-size: 16.5px;\"> Laptops, Tablets, Smartwatches, TVs, Speakers, Headphones (airpods), and more<\/span><\/p><p><span style=\"font-size: 16.5px; font-style: normal; font-weight: 400;\"><span style=\"font-size: 16.5px; font-weight: bold;\">Gaming Devices and Systems:<\/span><\/span><span style=\"font-size: 16.5px; font-style: normal; font-weight: 400;\">\u00a0Monitors, Game Consoles, Custom Desktops, Peripherals (mice, keyboards, controllers), and more<\/span><span style=\"font-size: 16.5px;\"><br \/><\/span><\/p><p><strong>Cameras &amp; Photography Equipment:\u00a0<\/strong>Digital and Film cameras, GoPros, DSLRs, Lenses, Lights, Accessories, and more<\/p><p><strong>Audio Equipment &amp; Music Instruments:\u00a0<\/strong>Speakers, Audio Gear, Microphones, Headphones, Guitars, and more<\/p><p><b>Sports &amp; Camping Equipment:<\/b> Bikes, Scooters, Skateboards, Snowboards, Skiis, Golf Clubs, Tennis Racquets, Football\/Baseball Gear, Tents, Outdoor gear, and more<\/p><p><span style=\"font-weight: bold; font-size: 16.5px; font-style: normal;\">Clothes, Jewelry, &amp; Accessories: <\/span><span style=\"font-size: 16.5px; font-style: normal;\">Sunglasses, Watches, Jewelry, Purses, Jackets, Boots, Shoes, and more<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d91f741 elementor-mobile-align-left elementor-widget elementor-widget-button\" data-id=\"d91f741\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#faq\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more about the details of an AKKO Plan in the Plan Info & FAQ section below<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b921240 elementor-widget elementor-widget-heading\" data-id=\"b921240\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Conclusion<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02439fc elementor-widget elementor-widget-text-editor\" data-id=\"02439fc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Even if you weren&#8217;t sure you wanted to buy phone insurance at all&#8230; Maybe now that you&#8217;ve learned about the <a href=\"https:\/\/getakko.com\/\">AKKO Plan<\/a>, you&#8217;ve realized there&#8217;s a way cheaper and better way to protect your phone, while also getting all the added value of protection for nearly ALL your other personal belongings , whether electronic devices, cameras, music instruments, and more!\u00a0<\/p><p><i>(and don&#8217;t forget, if you do just want to only protect your phone, you can <a href=\"https:\/\/getakko.com\/phone-protection-plans\/\">enroll in a phone-only<\/a> plan for as low as $5\/mo)<\/i><\/p><p>The idea of paying $15 per month to protect only your phone might seem expensive, because in the course of a year, you may not even damage your phone&#8230;\u00a0<\/p><p>But with an AKKO Plan, if your phone doesn&#8217;t get damaged or stolen, the $15 per month you pay is also providing you peace-of-mind that all the items you care about most and rely on everyday are also covered against damage and theft. And that&#8217;s definitely worth it!\u00a0<\/p><p>So think about the items that are most important to you. Besides your phone and electronics, what other items would you add to your AKKO Plan?<\/p><p>Learn more about AKKO&#8217;s coverage below and sign up for a plan today!<\/p><p><span style=\"text-decoration: underline;\"><a href=\"https:\/\/getakko.com\/akko-ranked-top-phone-insurance-by-gadgetreview\/\" target=\"_blank\" rel=\"noopener\">You can also check out why GadgetReview ranked AKKO #1 for Phone Insurance in their article here<\/a><\/span><span style=\"font-size: 16.5px; font-style: normal; font-weight: 400;\">\u00a0and why\u00a0\u00a0<\/span><a style=\"font-size: 16.5px; font-style: normal; font-weight: 400; background-color: #ffffff;\" href=\"https:\/\/www.androidcentral.com\/best-phone-insurance-providers#akko\" target=\"_blank\" rel=\"nofollow noopener\"><u>Android Central ranked AKKO Best Alternative Phone Insurance<\/u><\/a><span style=\"font-size: 16.5px; font-style: normal; font-weight: 400;\">, the only 3rd party protection provider that made their list alongside SquareTrade.<\/span><\/p><p><strong>Receive your 1st Month of protection FOR ONLY $1.00 and cancel anytime with no fees. Just enter your email below!<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ccc5ac4 elementor-button-align-center elementor-widget elementor-widget-form\" data-id=\"ccc5ac4\" data-element_type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" data-wpl_tracker=\"{&quot;facebook&quot;:true,&quot;facebook_event_name&quot;:&quot;Custom&quot;,&quot;facebook_event_name_custom&quot;:&quot;Phone Insurance Blog Post - Email Submission&quot;,&quot;gtag&quot;:true,&quot;gtag_category&quot;:&quot;Form&quot;,&quot;gtag_action&quot;:&quot;Email Capture&quot;,&quot;gtag_label&quot;:&quot;Phone Insurance Blog Post - Email Submission&quot;}\" class=\"events-tracker-for-elementor\" name=\"Get First Month Free - email capture\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"2243\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"ccc5ac4\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Blogs | AKKO\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Enter Your Email\" required=\"required\" aria-required=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button type=\"submit\" class=\"elementor-button elementor-size-sm\">\n\t\t\t\t\t\t<span >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\" elementor-button-icon\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get 1st month for ONLY $1.00<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd63171 elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"cd63171\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjI4MTA4IiwidG9nZ2xlIjpmYWxzZX0%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Sign Up Now!<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21d3d74 elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"21d3d74\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/getakko.com\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More About the AKKO Plan<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0601dd7 elementor-widget elementor-widget-menu-anchor\" data-id=\"0601dd7\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"faq\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-360b7d5 elementor-widget elementor-widget-heading\" data-id=\"360b7d5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">AKKO Plan Info &amp; FAQs<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c40231f elementor-widget elementor-widget-image\" data-id=\"c40231f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"565\" src=\"https:\/\/blog.getakko.com\/wp-content\/uploads\/2019\/12\/broken-phone-screen-scaled-e1577235264308-1024x565.jpg\" class=\"attachment-large size-large wp-image-2245\" alt=\"dropped phone with broken screen\" srcset=\"https:\/\/blog.getakko.com\/wp-content\/uploads\/2019\/12\/broken-phone-screen-scaled-e1577235264308-1024x565.jpg 1024w, https:\/\/blog.getakko.com\/wp-content\/uploads\/2019\/12\/broken-phone-screen-scaled-e1577235264308-300x166.jpg 300w, https:\/\/blog.getakko.com\/wp-content\/uploads\/2019\/12\/broken-phone-screen-scaled-e1577235264308-768x424.jpg 768w, https:\/\/blog.getakko.com\/wp-content\/uploads\/2019\/12\/broken-phone-screen-scaled-e1577235264308-1536x847.jpg 1536w, https:\/\/blog.getakko.com\/wp-content\/uploads\/2019\/12\/broken-phone-screen-scaled-e1577235264308.jpg 2041w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Have you ever asked whether you should buy phone insurance? If you\u2019re one of the 50% of people who break their phone each year, chances are you would greatly benefit from having a phone insurance plan. Especially if you have a newer high-end device worth $700 or more. This article will help you learn about the differences between various phone insurance offerings and our recommendations on which phone insurance to buy. <\/p>\n","protected":false},"author":1,"featured_media":2245,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[343,359],"tags":[337,334,342,336,344],"post-type":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Phone Insurance - Which is best? - A guide with info others won&#039;t tell you...<\/title>\n<meta name=\"description\" content=\"Learn the differences between available phone insurance options and get help deciding which will be best for you. You&#039;ll be surprised what you learn...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.getakko.com\/best-choice-for-phone-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Phone Insurance - Which is best? - A guide with info others won&#039;t tell you...\" \/>\n<meta property=\"og:description\" content=\"Learn the differences between available phone insurance options and get help deciding which will be best for you. You&#039;ll be surprised what you learn...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blog.getakko.com\/best-choice-for-phone-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Blogs | AKKO\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/getAKKO\" \/>\n<meta property=\"article:published_time\" content=\"2024-02-01T04:32:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-03-23T03:19:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog.getakko.com\/wp-content\/uploads\/2019\/12\/broken-phone-screen-scaled-e1577235264308.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2041\" \/>\n\t<meta property=\"og:image:height\" content=\"1126\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"jaredakko\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@getakko\" \/>\n<meta name=\"twitter:site\" content=\"@getakko\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"jaredakko\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"12 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/blog.getakko.com\/best-choice-for-phone-insurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/blog.getakko.com\/best-choice-for-phone-insurance\/\"},\"author\":{\"name\":\"jaredakko\",\"@id\":\"https:\/\/blog.getakko.com\/#\/schema\/person\/ff7858b6b298c57f34326dd0c55a110c\"},\"headline\":\"What\u2019s the Best Phone insurance? &#8211; 2024 Comparison\",\"datePublished\":\"2024-02-01T04:32:56+00:00\",\"dateModified\":\"2024-03-23T03:19:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/blog.getakko.com\/best-choice-for-phone-insurance\/\"},\"wordCount\":2419,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/blog.getakko.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/blog.getakko.com\/best-choice-for-phone-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blog.getakko.com\/wp-content\/uploads\/2019\/12\/broken-phone-screen-scaled-e1577235264308.jpg\",\"keywords\":[\"adult\",\"AKKO blog\",\"Cell Phones\",\"featured\",\"Phone Insurance\"],\"articleSection\":[\"Electronics\",\"Insurance Coverage\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/blog.getakko.com\/best-choice-for-phone-insurance\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/blog.getakko.com\/best-choice-for-phone-insurance\/\",\"url\":\"https:\/\/blog.getakko.com\/best-choice-for-phone-insurance\/\",\"name\":\"Phone Insurance - Which is best? - A guide with info others won't tell you...\",\"isPartOf\":{\"@id\":\"https:\/\/blog.getakko.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/blog.getakko.com\/best-choice-for-phone-insurance\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/blog.getakko.com\/best-choice-for-phone-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blog.getakko.com\/wp-content\/uploads\/2019\/12\/broken-phone-screen-scaled-e1577235264308.jpg\",\"datePublished\":\"2024-02-01T04:32:56+00:00\",\"dateModified\":\"2024-03-23T03:19:00+00:00\",\"description\":\"Learn the differences between available phone insurance options and get help deciding which will be best for you. 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