{"id":847,"date":"2019-05-17T00:22:42","date_gmt":"2019-05-17T07:22:42","guid":{"rendered":"http:\/\/getakko.com\/?p=847"},"modified":"2023-11-14T15:01:59","modified_gmt":"2023-11-14T23:01:59","slug":"the-problem-of-theft-at-colleges","status":"publish","type":"post","link":"https:\/\/blog.getakko.com\/the-problem-of-theft-at-colleges\/","title":{"rendered":"The Problem of Theft at Colleges"},"content":{"rendered":"\t\t
Campuses contain an abundance of young people all with expensive, portable items like Phones, Laptops, Smartwatches, Sunglasses, and Bikes. Colleges are also filled with public spaces and a lot of people traffic, making it easy for thieves to access and target students.<\/p>
In addition, most College Students have shared living spaces where not all visitors and neighbors can be accounted for despite schools’ security policies and efforts.<\/p>
Whether dorms, apartments, houses, as well as Fraternity\/Sorority houses, students aren\u2019t always aware of all their neighbors or who they may be inviting into their building, on to their floor, or right next door.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
Colleges are ranked in the Top 5 places laptop and phone theft occurs most according to FBI statistics and studies.\u00a0 Many times, thieves at colleges are just other students tempted by making a quick buck or wanting something nicer or new… not career criminals (except for this guy whole stole 55 laptops worth over $30,000 at UCLA!)<\/a><\/em><\/p> Theft at College is clearly a problem enough that nearly every College has resources and recommendations for students on how to prevent theft and the negative repercussions of falling victim to theft. Here’s a page from UC Berkeley with a good list of recommendations\u00a0<\/a>such as registering your device, engraving it, locking it up, as well as taking steps to protect your data.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t The best piece of advice is for students to always keep their room doors locked when they\u2019re away as well as valuables locked in a small safe, cabinet, or at the very least moved out of plain sight so as not to tempt a would-be-thief. In addition to following guidance on protecting your belongings from theft, the smartest choice you can make is to also GET COVERED.\u00a0 There’s a reason we’re the best protection plan option for College Students… Not only because of great protection against Accidental Damage (with Apple Store repairs covered) but also for Theft Protection<\/strong>.<\/p> AKKO’s deductible for any Theft Claim is only $25<\/span>. <\/strong>And our College Plan is only $10 per month<\/strong> and covers not just 1 device, but ANY 25 items. So this can include not only a student’s phone and laptop, but also their headphones, sunglasses, smartwatch, and even a bike, skateboard, camera, or music gear!<\/p> With an AKKO College Plan, students (and parents)<\/em> don’t have any worry about Theft, because all of a student’s items are covered in their single plan and the deductible for a theft claim is low and affordable. Even more importantly, claims get resolved FAST\u00a0<\/em>so students can get back on track with their studies and work.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\tHow to prevent becoming a victim of Theft at school?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
When on campus, students should always make sure to keep an eye on their belongings. Unfortunately, sometimes even asking the person you’re sitting near “can you watch my things?”<\/em> when getting up to go grab some water, get food, or use the bathroom, doesn’t always work… Taking your items with you when you get up to leave a table in the library, study room, or a cafe is always going to be the safest option.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\tGet Theft Protection coverage!<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Q: Doesn’t my homeowners or renter’s insurance policy cover theft?
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A: Yes. BUT… your deductible is probably at least $500-$1,000, making a claim could make your rates increase, and the process of resolving a homeowner’s claim can take weeks!
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While making a claim on your homeowner’s policy may be a good idea in the event of a robbery or break-in where many items are stolen and losses exceed a few thousands dollars, making a claim against your homeowner’s policy for something like a phone or laptop theft may not be the best idea…. For starters, the most likely items a college student will have stolen are a laptop or phone, which may only be worth $500-$1,000 anyways. This could mean that using your homeowner’s policy for coverage is nearly pointless. Additionally, making a claim against your homeowner’s policy can make your rates increase, which may lead to the expense of making a claim being far greater than the claim payout in the long term… Finally, having a claim resolved with your homeowners insurer could take weeks, time which cannot be afforded for a college student who relies on their phone and laptop on a daily basis.
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What about protection plans?<\/strong><\/span>
Unfortunately, some of the most popular protection plans available such as AppleCare+<\/a> or Squaretrade<\/a> don’t cover Theft!<\/strong><\/em> And the protection plans which do such as Geek Squad<\/a>, AT&T Mobile Protection<\/a>, Verizon Total Mobile Protection<\/a>, or T-Mobile Protection 360<\/a> all cost $10-12 per month per device<\/strong><\/em> and charge $200-$300\u00a0 deductibles for theft claims!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\tThe Clear Choice: AKKO's College Plan<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t